Products Bureau Direct Statement Crunch Developers Live samples

Bureau Direct · Report 11

Credit Info with Income Estimate

Credit Info plus the bureau's modelled monthly income.

Downloads

PDFOn the Interchange letterhead459 KB · 8p
JSONInterchange format, codes in words46 KB
Bureau responseAs the bureau sent it, identity replaced26 KB
CSVEvery account, one row5 KB
HTMLThe document, before print827 KB

Provenance

Evidence: Real response, anonymised
Reference: IX-8JTS-NC74-20260915
Bureau report date: 2026-09-15 16:00:03 EAT
Content fingerprint: sha256:b3098ab6f8a1f7e340136e5bfc8c234b3b0fea91f806d7d52de69697b0206d56

Carries

Everything in report 8
Estimated income
Phones on file

Every identifying detail was replaced before this sample was written, and each file was scanned for every original value before it was kept.

Interchange

A consent-gated exchange for Kenyan lenders. Members query each other in real time; nothing is pooled, and identity is destroyed at the edge before anything crosses a boundary.

Product

Reports
Bureau Direct
Statement Crunch
Live exposure

Developers

API reference
Authentication
Code tables
Response codes

Evidence

Sample documents
Crunch theatre
Verify the log
Member sign in

The Interchange is a technology intermediary, not a credit reference bureau. Bureau information is supplied by Metropol Credit Reference Bureau, licensed by the Central Bank of Kenya, and is presented unchanged alongside the Interchange's reading of it. No credit opinion is given.

Every query consented, signed and logged