The bureau's own score for this person, and where it sits in the range.
Source: Metropol CRB · report 3
Band labels are the market's reading of the range, not Metropol's own cut-offs — the bureau publishes none.
Source: Metropol CRB · credit_score · report 3 · trx ef24f64d
319 sits in the High risk band of the 200 to 900 range.
Regulation 40(1) forbids declining on the score alone. Read it with the account history and affordability, which reports 8, 11 and 12 carry.
Interchange reading of Metropol data · band
The information provided in this report is for the purposes of decision making as stipulated in the Banking (Credit Reference Bureau) Regulations, 2020 only.
It is not in any way METROPOL CREDIT REFERENCE BUREAU's opinion of the financial capability, solvency, integrity or intentions of any persons mentioned herein.
It therefore cannot be used to inform any level of decision making, positive or adverse, on any and all persons mentioned herein, whether regarding current or potential credit lines.
All parties given access to this information are bound to keep any and all information,whether intentionally or accidentally accessed, strictly confidential.
METROPOL CREDIT REFERENCE BUREAU does not warrant or guarantee any use of the information contained herein.
The credit information in this document was supplied by Metropol Credit Reference Bureau, a credit reference bureau licensed by the Central Bank of Kenya. The Interchange did not create, alter or verify that information. The Interchange is a technology intermediary: it is not a credit reference bureau and it gives no credit opinion. It retrieves the bureau's response, keeps it unchanged (the original response and its SHA-256 fingerprint are held under the reference on this document), and presents it in a form a lending decision can use. Where this document shows totals, orderings, charts or flags, they are marked as the Interchange's reading of the bureau's data and are not the bureau's statement. Questions or disputes about the underlying data must be raised with Metropol Credit Reference Bureau, which holds the record. This document is confidential to the requesting organisation and may be used only for the purposes permitted by the Banking (Credit Reference Bureau) Regulations, 2020.
SAMPLE. Built from a real bureau response with every identifying detail replaced: name, national ID, phone, date of birth, addresses, ID serial, account numbers and transaction references. Amounts, dates, statuses and scores are as the bureau returned them. This document describes no real person.
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Content fingerprint sha256:e606d3cff9c0bcb6d2c8061ff8f7034a47da84e97e6db1d3e363e157c5bae783