Products Bureau Direct Statement Crunch Developers Live samples

Bureau Direct · Report 2

Delinquency Status

Whether the person is in default now, or has been.

Downloads

PDFOn the Interchange letterhead226 KB · 2p
JSONInterchange format, codes in words4 KB
Bureau responseAs the bureau sent it, identity replaced1 KB
HTMLThe document, before print776 KB

Provenance

Evidence: Real response, anonymised
Reference: IX-69RQ-JBKC-20260918
Bureau report date: 2026-09-18 14:17:45 EAT
Content fingerprint: sha256:3a12270f60885014644722769aa54aef118c068a3355b5c54f2dff4592f8a34f

Carries

Delinquency code
Summary line
Loan amount asked about

Every identifying detail was replaced before this sample was written, and each file was scanned for every original value before it was kept.

Interchange

A consent-gated exchange for Kenyan lenders. Members query each other in real time; nothing is pooled, and identity is destroyed at the edge before anything crosses a boundary.

Product

Reports
Bureau Direct
Statement Crunch
Live exposure

Developers

API reference
Authentication
Code tables
Response codes

Evidence

Sample documents
Crunch theatre
Verify the log
Member sign in

The Interchange is a technology intermediary, not a credit reference bureau. Bureau information is supplied by Metropol Credit Reference Bureau, licensed by the Central Bank of Kenya, and is presented unchanged alongside the Interchange's reading of it. No credit opinion is given.

Every query consented, signed and logged