Products Bureau Direct Statement Crunch Developers Live samples

Bureau Direct · Report 13

Minified Credit Info

One line: worst arrears, whether non-performing, total owed.

Downloads

PDFOn the Interchange letterhead258 KB · 5p
JSONInterchange format, codes in words4 KB
Bureau responseAs the bureau sent it, identity replaced1 KB
HTMLThe document, before print785 KB

Provenance

Evidence: Real response, anonymised
Reference: IX-1BTC-CZY6-20260918
Bureau report date: 2026-09-18 14:17:47 EAT
Content fingerprint: sha256:a6fe29ea21d6d1d0d377e790d58b959445bb907813da8dce966c47777e784680

Carries

Days in arrears
NPL flag
Negative history flag
Outstanding balance

Every identifying detail was replaced before this sample was written, and each file was scanned for every original value before it was kept.

Interchange

A consent-gated exchange for Kenyan lenders. Members query each other in real time; nothing is pooled, and identity is destroyed at the edge before anything crosses a boundary.

Product

Reports
Bureau Direct
Statement Crunch
Live exposure

Developers

API reference
Authentication
Code tables
Response codes

Evidence

Sample documents
Crunch theatre
Verify the log
Member sign in

The Interchange is a technology intermediary, not a credit reference bureau. Bureau information is supplied by Metropol Credit Reference Bureau, licensed by the Central Bank of Kenya, and is presented unchanged alongside the Interchange's reading of it. No credit opinion is given.

Every query consented, signed and logged