Products Bureau Direct Statement Crunch Developers Live samples

Bureau Direct · Report 12

Full Enhanced Credit Info

The complete picture: identity, traces, accounts and a year of score history.

Downloads

PDFOn the Interchange letterhead481 KB · 8p
JSONInterchange format, codes in words48 KB
Bureau responseAs the bureau sent it, identity replaced30 KB
CSVEvery account, one row5 KB
HTMLThe document, before print837 KB

Provenance

Evidence: Real response, anonymised
Reference: IX-ZNJ0-VHMJ-20260915
Bureau report date: 2026-09-15 16:00:03 EAT
Content fingerprint: sha256:a73244f2b1cdb9390f73bb795369803a9927dcfdf1637b23a794902537039d5e

Carries

Identity verification
Identity scrub
Accounts
12-month score and PPI trend
Guarantors
Stakeholders

Every identifying detail was replaced before this sample was written, and each file was scanned for every original value before it was kept.

Interchange

A consent-gated exchange for Kenyan lenders. Members query each other in real time; nothing is pooled, and identity is destroyed at the edge before anything crosses a boundary.

Product

Reports
Bureau Direct
Statement Crunch
Live exposure

Developers

API reference
Authentication
Code tables
Response codes

Evidence

Sample documents
Crunch theatre
Verify the log
Member sign in

The Interchange is a technology intermediary, not a credit reference bureau. Bureau information is supplied by Metropol Credit Reference Bureau, licensed by the Central Bank of Kenya, and is presented unchanged alongside the Interchange's reading of it. No credit opinion is given.

Every query consented, signed and logged